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Fincretive

5 viewers · 30d

Total raised

$600K

1 filing since 2025 · latest Equity filed

Cumulative raised
LAST ROUND
Equity · $600K
ROUNDS
1
INVESTORS
1
FOUNDED
2024
HQ
Boise, ID
SECTOR
Fintech
EMPLOYEES
N/A
30D VIEWERS
5

AI overview

Updated

Fincretive is a fintech startup that provides a universal payment gateway for the retail sector. It enables independent grocers, ethnic grocers, and convenience stores to process Medicare/Medicaid OTC and other healthy benefit card (HBC) transactions, which were previously largely inaccessible to them.

What sets it apart

The company's unique value lies in its focus on the underserved market of independent retailers, providing them with a single, modern gateway to access multiple health benefit programs without complex integrations or dedicated terminals.

Funding history

1 round
EquityDec 5, 2025 · $10K min
Form D
+$600K$600K total

Latest SEC filings

via EDGAR · CIK 0002031629
Form D · Dec 5, 2025View on EDGAR

Products

1 tracked

Universal OTC/HBC Payment Gateway

Payment Gateway Solution

This gateway solution integrates with existing Point of Sale (POS) systems to allow retailers to accept and process transactions from various Medicare Advantage and Medicaid healthy food and over-the-counter benefit cards. It provides auditable data for government programs and health providers while streamlining operations for the retailer.

  • Provides a single point of integration for accessing multiple health benefit card processors.
  • Enables quick boarding for retailers into supplemental benefit programs without signing up for each one individually.
  • Generates granular, auditable transaction data for operational insights and compliance.
  • Simplifies the payment process at checkout, helping with customer retention.