$67.1M
+$67.1M this year1 filing since 2026 · latest Equity filed
FinCo Services, Inc. operates as Current, a New York consumer fintech banking platform founded in 2015 by Stuart Sopp and Trevor Marshall. Current is a mobile-only app with no branches, offering spending accounts, savings, credit building and earned wage access through partner banks including Choice Financial Group and Cross River Bank. The company reports more than 5 million members and earns revenue primarily from interchange rather than customer fees.
What sets it apart
Current positions itself around the paycheck rather than the account: fee-free overdraft, paycheck up to two days early, and advances of up to $750, aimed at everyday Americans underserved by traditional bank fee structures.
A mobile banking app providing a debit spending account with early direct deposit, fee-free overdraft, savings pods and access to a nationwide fee-free ATM network, delivered through partner banks.
