Cover Genius is a New York-headquartered insurtech, founded in 2014, whose XCover platform lets global digital brands embed insurance and protection products directly into their own checkout and platform experiences. It is licensed or authorized in more than 60 countries and all 50 US states, serving partners including Uber, Ryanair, Amazon, eBay, Turkish Airlines, and Priceline across travel, retail, logistics, gig economy, mobility, banking, fintech, and ticketing. In July 2026 the company raised $100M backed by Vista Credit Partners at a $1.9B valuation to fund bancassurance acquisitions and agentic AI commerce infrastructure.