Carver Edison is an Austin, Texas fintech that builds financial infrastructure for employee stock purchase plans at public companies. Its Cashless ESPP product lets employees buy shares at the plan's discount without after-tax payroll deductions, using short-term capital that is repaid out of the purchased stock. On the employer side, the platform is positioned as a way to cut stock-based compensation expense and share dilution without reducing what employees receive. The company says it serves NYSE- and NASDAQ-listed issuers across 109 countries and manages roughly $10 billion in authorized stock.