Bonsai is a Boulder, Colorado wealth-management technology company built for financial professionals and financial-services firms. It sells MyBonsai, a predictive financial planning platform that applies a scenario-based personal asset/liability management methodology so advisors can plan against a client's entire personal balance sheet rather than just an investment portfolio. Alongside the software it runs Bonsai Exchange, a curated marketplace of vetted risk-management products, and RIA and consulting units that deliver the same methodology as a service. The firm was founded by financial-services veterans led by Robert DeChellis and has integrated its platform with Envestnet's FIDx and Swiss wealthtech 3rd-eyes analytics.